Working on universal credit

Discussion in 'benefits and housing' started by moody, Oct 9, 2019 at 8:33 AM.

  1. moody

    moody Being alive increases risk of death.

    Hi,

    I got switched over from ESA to UC start of sept, I was dreading it as I'd heard all the horror stories and I worked permitted hours whilst i was on ESA which i thought I'd have to stop or take a f/t job.

    Turned out that it was a fairly straight forward process and that I could carry on with my job and that they were happy with me and i wouldn't be pestered by a "job coach"

    What they couldn't tell me, for some reason, is how much can I earn before deductions come out of my UC.

    So, I get the standard £317pm.

    I work and earn around £110 p/w

    I got my first payment recently and there were no deductions.

    I have been told that UC take 63p in every pound over (?) you earn.

    How does this work?

    I asked but they couldn't tell me, told me to go CAB.
     
  2. moody

    moody Being alive increases risk of death.

    Do they take 63p out of every pound you earn over the £317 they give me monthly? if so, I already earn more than that from work?

    what I really want to know is how much i can earn from work before it effects the HB part of the benefit as i quite like the idea of picking up more shifts.
     
  3. moody

    moody Being alive increases risk of death.

    I've just been told.

    so the info is, for anyone else wondering....

    example,

    so, i'm single and earn £240 during the UC assessment period, so I take my earnings and multiply by the taper rate of 0.63 which is £151.20


    so this means i get to keep all my wages but £151.20 will be deducted from my UC.

    hope this clears things up for some folk, I personally found it a bit confusing and even the job centre couldn't tell me and sent me down the CAB.
     
  4. Puddy_Tat

    Puddy_Tat meh

    :facepalm: at joke centre

    my understanding of universal clusterfuck isn't great so i didn't have any ideas anyway.

    may be worth being aware of the turn2us benefits calculator (independent and anonymous) - you can do a 'what if' calculation (e.g. what if i take a job with this pay / move to a place with this rent)
     
    moody likes this.
  5. Epona

    Epona Down with battered parsnips

    It's a mystery to everyone I think, OH and I put in a joint claim earlier this year when he lost his job and I wasn't working, we had no income for 4 and a half weeks and payment due at 5 weeks, in that last half a week Nate managed to get a couple of shifts (16 hours work) and they cancelled our entire claim retrospectively.

    So essentially we went for a month on zero income, we are both now working but the fallout from getting behind with payments on stuff is going to have longer term repercussions on us financially.

    I don't know why it is considered ok for people to go for long periods of time without any help at all, what the cutoff points are, or why.
     
    UnderAnOpenSky likes this.

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