If you like the focus, buy one. 2 or 3 years old I suggest - 10 year old cars are indeed cheap (I own one), but they're not always sound (I own one). If you have no interest in how they work etc, get a newer one. 2003 1.6 Focus Zetec or LX - 4 to 6k depending on mileage etc. A Fusion is a Focus with a bit more room - marginally more expensive. I'd say a Citroen Zsara or Vauxhall Zafira would be a better MPV bet. Foucs insurance should be cheaper than a Honda, although the Civic is also a highly rated car.