Glib, unfunny evasion, noted.
To be perfectly frank I did not find your question worthy of a serious reply.
So are you really incapable of imagining a world without banks then? How do you think people managed before 1700?
Banks are not necessary. Capitalists are not necessary. They need us, we don't need them.
There was a time on these boards when statements like this would have been unnecessary. O tempora, o mores.
It's not really anything to either be proud or ashamed of.