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Should cycles be registered and insured?

Should pedal cycles be registered and insured?


  • Total voters
    52
In all seriousness I don't see why punishment for accidents has anything to do with licensing.

I don't see why, if I crash my bike into a car or a pedestrian and then escape the scene, how it's any different to me throwing a brick at someone's car then running off. You don't need a license for a brick so why do you need one for a bike?
 
detective-boy said:
They do, in effect. Every insurance policy is topped-up by the requirement of the insurance industry to provide a pool for compensating the victims of unisured drivers.

Congratulations on demonstrating, yet again, the depth of your ignorance.

Congratulations on resorting to cheap insults so early in the argument, you really do yourself credit. I was tempted to sling in a bit of acab-style invective cos i know you secretly get off on it, but lets try to keep it polite instead shall we?

So, if you have any desire to continue the discussion, i would note that currently, compensation for pedestrians injured by motorists has to be claimed through personal injuries claims, which usually have to be made thru ambulance chasing firms of private solicitors - what i would like to see is something more like the Criminal Injuries Compensation Authority being applied to motorists, so that people injured by motorists could make the application themself and not require the services of a lawyer, simply to have a chance of getting compensation.

The fact that 5% of motorists drive around uninsured currently, thus requiring extra payments from motorists who do pay insurance, also flags up the futility of seeking to impose a similar system of registration on cyclists, imo.
 
Paulie Tandoori said:
what i would like to see is something more like the Criminal Injuries Compensation Authority being applied to motorists, so that people injured by motorists could make the application themself and not require the services of a lawyer, simply to have a chance of getting compensation.

Never heard of the MIB then?

MIB was established in 1946 as a private company limited by guarantee for the purpose of entering into Agreements with the Government to compensate the victims of negligent uninsured and untraced motorists. Every insurer underwriting compulsory motor insurance is obliged, by virtue of the Road Traffic Act 1988, to be a member of MIB and to contribute to its funding

http://www.mib.org.uk/Default.htm

True, it is not a perfect solution & has certain limitations - Payouts are linked to benifit rates, not earnings & the claim procedure can be slow & difficult.
 
Ich bin ein Mod said:
Can you conclusively prove that no cyclist has ever caused a fatal road accident?
To my knowledge there has been one death in this country caused by a cyclist. Now compare that to the number of deaths caused my motorists.
 
pogofish said:
Never heard of the MIB then?

http://www.mib.org.uk/Default.htm

True, it is not a perfect solution & has certain limitations - Payouts are linked to benifit rates, not earnings & the claim procedure can be slow & difficult.

No i hadn't, ta :) It still appears to be similar to the PI approach as well, in that it says:

'If you have no insurance for legal expenses, speak to your local solicitor concerning an arrangement under which you can be protected against legal costs' - so applicants presumably need to be insured and thus make a payment to protect themselves from incurring financial costs arising from their trying to make a claim for an injury, which is hardly encouraging. And also i notice:

'Injury claims including loss of earnings, are subject to a legal obligation on MIB to refund to the Department for Work and Pensions certain benefits that you have been paid as a result of the accident, and to deduct that amount from your claim for loss of earnings' - so if you're injured and can't work and need to claim benefits, anything you gain from the compensation is reclaimed anyway.

Which sort of comes back to my original point about presumption of causation of accidents resting with the driver and no-fault compensation being payable for victims of road accidents.
 
Kanda said:
I don't see why all road users shouldn't be registered and insured.

Pedestrians too then? Afterall they cross roads, I know we'll gather it all together under the ID card iniative an have done yeah? :mad:
Sleepwalking into a police state that's what all this insurance and registering bollocks is actually amounting too, just look at the joy on detective-boys face "I think the police should be informed any time an accident occurs" blah blah! oh and the pigs will come running will they? Just like they do when you've just been burgled? Or mugged or attacked. Police! pah just there to protect the state.
As for registering and insuring bicycles it's just a ploy for over debted motorists to protect their cars from being scratched which the majority don't even own yet! Pathetic fucking pathetic thread! :mad:

PS Ranting because sometimes one needs to vent!
 
i don't think they should be insured or registered. although, i killed 3 pedestrians on the way to work this morning and was able to ride off with no way of anyone identifying me, so perhaps i am biased!
 
myname said:
why? you said all road users, where does that stop?

Gawd sake...

Pedestrians have pavements, yes they cross the road.

Cyclists are road users, they are not allowed to cycle on pavements, this is a safe haven for pedestrians. A cycle is a vehicle, for road use.

I'm not saying that cyclists should pay any road tax or such, just why shouldn't they be registered and have some sort of insurance??

I'm a cyclist btw.
 
Kanda said:
Gawd sake...

Pedestrians have pavements, yes they cross the road.

Cyclists are road users, they are not allowed to cycle on pavements, this is a safe haven for pedestrians. A cycle is a vehicle, for road use.

I'm not saying that cyclists should pay any road tax or such, just why shouldn't they be registered and have some sort of insurance??

I'm a cyclist btw.

the reasons people have given for having all cyclists registered and insured is that they have the potential to cause accidents and so it is necessary, but pedestrians also have the potential to cause accidents, so it isn't apparent that one should be registered and one not.

also what would be insured the bike or the cyclist? would children's bikes need to be insured? would you need to insure your bike if you only ever cycled off road? how would this all be policed?
 
Kanda said:
I'm not saying that cyclists should pay any road tax or such, just why shouldn't they be registered and have some sort of insurance??
it would stop loads of people cycling, or criminalise a lot of people. enough things are registered and legislated against, i think we should be reversing the trend rather than encouraging it.
 
Kanda said:
I'm not saying that cyclists should pay any road tax or such, just why shouldn't they be registered and have some sort of insurance??
And what would the benefits of this hugely expensive scheme be (apart from putting people off cycling) please?

Thousands of bikes get nicked every week, it would be nigh-on impossible to identify who was actually riding the bike if something happened and - of course - kids borrow each other's bikes all the time. Would that become verboten under your registration scheme then, with kids being arrested for riding an unlicensed bike?

Do you know how many accidents are caused by cyclists ever year? And how would forcing them to register help?
 
Yeah, good points.

I have no solution to the problem, am just tired of seeing idiotic cyclists with a death wish or without care for their surroundings.
 
Kanda said:
Yeah, good points.

I have no solution to the problem, am just tired of seeing idiotic cyclists with a death wish or without care for their surroundings.
i totally agree, i think everyone whether pedestrian car or cyclist should have a lot more empathy with all other road users, i mean noone want to get in a crash. it's the attitude of blaming others that makes roads dangerous, if everyone took responsibility themselves things would be a lot better.
 
Kanda said:
Yeah, good points.

I have no solution to the problem, am just tired of seeing idiotic cyclists with a death wish or without care for their surroundings.

Same goes for cars, lorries, buses, pedestrians, motorcyclists blah blah blah
Seek and you shall find, ie: if you look for idiots on the road you will see them, but then again you won't be seeing at all the other good, responsible and safe drivers, riders, walkers etc would you?
 
jusali said:
Same goes for cars, lorries, buses, pedestrians, motorcyclists blah blah blah
Seek and you shall find, ie: if you look for idiots on the road you will see them, but then again you won't be seeing at all the other good, responsible and safe drivers, riders, walkers etc would you?

Of course.

Difference is, they are all insured ;) (apart from the pedestrians... )
 
jusali said:
Same goes for cars, lorries, buses, pedestrians, motorcyclists blah blah blah
Seek and you shall find, ie: if you look for idiots on the road you will see them, but then again you won't be seeing at all the other good, responsible and safe drivers, riders, walkers etc would you?
cyclists can tend to be a bit self-righteous though.
 
Kanda said:
Of course.

Difference is, they are all insured ;) (apart from the pedestrians... )

Yeah right! There's loads of uninsured untaxed un MOT'd cars on the roads aswell just watch car wars etc on TV! :p
 
jusali said:
Yeah right! There's loads of uninsured untaxed un MOT'd cars on the roads aswell just watch car wars etc on TV! :p

Has this thread got a pedantic magnet attached to it? :p
 
It really is shocking the amount of damage that bikes cause to other road vehicles. The cost of grazed wing mirrors and chipped paintwork caused by bicycles deliberately crashing into cars and lorries must run into billions of pounds. :rolleyes:
 
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