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No Claims Bonus Q!!! I am told I have lost it as i've not had a car for 5 years???

how much will you be using the car? have you considered street car or something similar?

me?

every weekend, and we go away a fair bit on holiday in the UK, car cost me £3000, so hiring a car for every weekend, for about 3 week long trips a year, and a fair long weekends away, doesn't work out that much cheaper, plus it's cheaper driving to bath to see my folks than it is getting a train (between 2)

I did consider not replacing it, but I like having a car
 
I wonder if going Third Party Only reduces the London multiplier at all?

i.e. to what extent is the London mulitplier due to high vandalism and theft rates in London and to what extent is it because of the dense traffic in the capital?

Although thinking about it, living in London means people would drive far less, which should at least partially offset the higher traffic density?
 
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