I do see the attraction of a lease if you are wedged, just for the convenience. No MOT for first three years, everything works, and if you pay for maintenance you literally just have to insure and stick fuel in. My car doesn't lock, one of the windows doesn't open, and it sometimes slips out of gear for no reason. But unless you have upwards of 5 or 6k net a month coming in then surely there are better things to spend money on, like I dunno a pension or something
I lease my car because back in 2015 the old A-class was going wrong a few years ago, I had to pay steep tax, MOT never seemed to come in at less than £150, some repairs, it was drinking petrol, the air con didn't work, a bit of wear on the tyres etc.
I ended up getting a brand new Citroen Picasso for 12 months at £150 per month, max 10k miles per year. No tax, warranty, modern car comforts.
After 12 months I got a Skoda Yeti DSG. Great car. Same £150 per month but 8k miles, which I didn't breach, and over 24 months.
My most recent car is a BMW 225xe at £239 per month over 18 months, 12k miles for the duration. More expensive than the other two, but it is a PHEV and I can charge it for free in work. I do about 500 miles per month and spend a max of £10 on petrol and maybe £5 on electric. The rest being subbed by my employer.
I think there's very little in the difference between a cheap lease and running a banger, but you get the benefit of driving a new car with satnav, phone connectivity, heated seats, modern safety technology.