I've been auto enrolled into a NEST pension scheme. It looks pointless as the contributions from me and my employer are much smaller % than the pension scheme I was in at a previous job, so the end result is likely to be a tiny pension and the government clapping themselves on the back because everybody's old age is sorted. Here's the link http://www.nestpensions.org.uk and if you are employed but not in a scheme, there's a good chance this will be offered to you soon. I'm much more inclined to put any spare cash in an ISA. Even without employer's contribution and income tax relief, it seems a better option.