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Is it possible to live in London on 15K?

miss direct said:
I can't do poky...where I am now, I have a lovely place, an attic flat on two floors with wooden floors and spotlights and a skylight.

I really couldn't go back to student-house type living complete with mice and housemates who wee on the loo sear.

Not gonna happen then.. you only get that for a good £900 a month here, and that could be considered cheap.

You can studios round my way for £450 all inclusive, but not sure how nice it'd be.
 
Yeah, we do it, but we don't have the usual London lifestyle! I don't feel skint at all, but I know we never see any of you lot, coz we never go out!
 
miss direct said:
I can't do poky...where I am now, I have a lovely place, an attic flat on two floors with wooden floors and spotlights and a skylight.

I really couldn't go back to student-house type living complete with mice and housemates who wee on the loo sear.

Like others have said, that's the key really. You can't afford anything like that in London on £15k, simple as. It just comes down to if the job is worth putting up with somewhere not so good for a while at least.
 
I lived in London for a while on 13k and it was OK, if a bit tight. WEnt up to 15 and was fine. I was in a house share though...
 
my freind is on LESS than £15,000(sorry dont know his exact wage)and he has a small bedsit in wandsworth(in not a bad house/area at all)he has his own kitchen area but has to share bathroom..anyway its £105 a week so i think u could just about afford a tiny place to yrself..

i dont know where u are living and how it compares to london, im curious what city you are in?..sounds like you love yr place there and dont want to leave it..the career opportunities and pethora of cultural events in london probably couldnt persude you to live in a bedsit for a year til you could get a better job?
 
It's possible but you wouldn't have much money left over for fun :( I earn about 15k but I'm living with my g/f so I'm not having to pay all the costs like food/council tax/tv licence .
 
You're not going to have much of a life on 15k in London: the place is insanely expensive. You'd have to share, or rent a poky shoebox in a crap area.

Forget it and stay up north - London ain't all that.
 
miss direct said:
I've seen a job which I am thinking of applying for, it seems perfect and I think I would have a good chance of at least getting an interview.

It's in London, which is somewhere I want to move now/in the next few years anyway. Trouble is, it's only 15K.

I earn 16K now and have an all right lifestyle, rent a nice flat by myself in a good area and go out once or twice a week. Know that would be pretty impossible in London.

Really don't want to go back to sharing, especially with strangers, had too many bad
experiences.

Should I just not bother applying?

I wouldn't even bother applying mate. Reads like you're doing okay as it is.
 
It won't be paradise, but it's easily doable - flat/house share would be ideal, but even renting a studio apartment you'd get by pretty well. Ditch the car if you have one and get a bike, insurance in London is insane and you're unlikely to use it much. Promotion prospects are also high (if you're any good that is).
 
Roadkill said:
Not an opinion universally held among people I know...

Probably not helping with your happiness down here if your peers also hate where they are.. in fairness, I don't like the area you're in. Bit boring, feels a bit like you're stuck in the arse end of London.
 
Monkeygrinder's Organ said:
Aren't you planning to leg it to a small town/abroad at the first opportunity?:confused: :p

Australia for the sunlight (I'm getting increasingly bad S.A.D.. and was considering a commuter town to get on the property ladder. Doesn't mean I don't love London!
 
If you have a low income you really need strong family and neighbourly connections to achieve the necessary economies.

This leads to workers having more security and power.

Not what everyone wants, hence family break ups and solitary lifestyles are made easy. And everyone's skint.
 
^ the DWP suspended my Jobseekers payments two weeks ago, Ive been struggling a bit it has to be said
*thinks about a shotgun, stocking over my head and building societies*
 
ChrisFilter said:
Probably not helping with your happiness down here if your peers also hate where they are.. in fairness, I don't like the area you're in. Bit boring, feels a bit like you're stuck in the arse end of London.

I don't think I know anyone who dislikes the place quite as much as I do, although my closest friend round here has his moments... :D It's just that the enthusiasm for the city I see on here is not something I get from most people I know.

As for Greenwich, well, it's one of the few bits of London I actually do have a soft spot for. It's hard not to, although it's also hard not to curse the hordes of tourists who descend on the place on a summer weekend. Charlton's a bit dull, but I can walk to work at least: how many other people can say that here? It does feel a bit out on a limb, though.
 
northernhoard said:
^ the DWP suspended my Jobseekers payments two weeks ago, Ive been struggling a bit it has to be said
*thinks about a shotgun, stocking over my head and building societies*
Come on then, I'm with you :mad:

tights.jpg
 
miss direct said:
I can't do poky...where I am now, I have a lovely place, an attic flat on two floors with wooden floors and spotlights and a skylight.

I really couldn't go back to student-house type living complete with mice and housemates who wee on the loo sear.

A 2-bed like that is £1200 a month, not including bills etc, where I am (Zone 2, not wildly posh). Allow £80-ish a month for transport, £100 for council tax, £100-ish for gas, electricity, water, TV licence, small repairs etc.

I think the answer will be a massive drop in your standard of living! Trust me, your budget will just about get you a poky little bedsit/studio somewhere vaguely within reach of civilisation.

Of course, if you flatshare, things improve markedly. It would *really* be a good idea to consider it. There are loads of professionals sharing 2-bed flats, they won't wee on the seat and keep you awake all night as they're adults with jobs too. Not every flatshare is populated with beer-swilling pasta-throwing students.

Btw, cockroaches seem to be an issue in a lot of North London council places so beware ex-local authority flats (a friend is trying to swap her council place for one in N London, there's cockroaches in every flat she's seen so far!).
 
I wouldn't go back to London for less than 30k p/a

After the travel card, decent rented house, bills and taxes as well as saving a bit i don't think you'd have much change.
 
Just about, I'd say ... I reckon that 14k is the minumum you can live on in London while renting, yet still manage some kind of social life, but some people have their ways of managing on less.
 
Belushi said:
I'm surprised people think its difficult to live on 15K - its no problem at all ime as long as you dont mind housesharing.
I agree with you. Lots of my colleagues when I was working for the NHS and a school were on a few grand less even. They weren't starving or living in poverty.

I've been both skint and solvent going from one to another on a regular basis over the last 12 years or so. I'm a great believer that one can live to their means in London and still be happy and comfortable unless they have other factors such as dependants, debt or health problems.
 
bouncer_the_dog said:
I wouldn't go back to London for less than 30k p/a

After the travel card, decent rented house, bills and taxes as well as saving a bit i don't think you'd have much change.

Yeah, spot on.
 
miss direct said:
I've seen a job which I am thinking of applying for, it seems perfect and I think I would have a good chance of at least getting an interview.

It's in London, which is somewhere I want to move now/in the next few years anyway. Trouble is, it's only 15K.

I earn 16K now and have an all right lifestyle, rent a nice flat by myself in a good area and go out once or twice a week. Know that would be pretty impossible in London.

Really don't want to go back to sharing, especially with strangers, had too many bad
experiences.

Should I just not bother applying?

of course it is, how dyou think everyone who earns minimum wage survives? me and my gf get by on less than that a year between us and still manage to eat well and go on the odd coke binge...
 
Miss Direct, how much longer do you think you'll be happy where you are if you can't progress your career as you want to?

You've said you can't face another mutiple houseshare - you might be able to get somewhere not too scabby and only shared with 2 other adults, at most. If you could find that, could you put up with it for a couple of years?

IMHO living in London is never going to be really cheap if you want loads of space to yourself, unless you can find a squat, or get eligible for Camelot housing (short tenancy in a place which is habitable, but most of it is waiting to be done up, and you may have to move several times to another of their buildings at short notice).
 
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