Not all insurers allow you to transfer NCB across, but many do - I've found Tesco to be competitive in the past and they do.
How much to spend on a car?
- Thread starter Jambooboo
- Start date
Not all insurers allow you to transfer NCB across, but many do - I've found Tesco to be competitive in the past and they do.
stupid dogbot
Haughty and Superior
stupid dogbot
Haughty and Superior
You'd only get insured for it if you've got a license to ride it. 
Well if you spend say £5k on a fun/flash car, your insurance is probably going to be around £1k a year. Personally I think that's a bit of a waste of money and I'd rather have the house but it's your cash
I grew up playing Outrun in the arcades!
FTW!
marty21
One on one? You're crazy.
Well I passed my test a week ago and am currently looking at motors. I've had to go off the idea of getting an MR2 Roadster though, as the cheapest insurance I've found with a reasonable excess - ie not £3000 - is about £2800 a year. And so I'm spending about £5k on an Aygo or similar - even one of those is gonna cost me about £1400 for the first year's insurance mind.
Maurice Picarda
Actually, might as well flounce.
Gross or net?
You're asking how much I earn gross or net?
Maurice Picarda
Actually, might as well flounce.
No, how much I should spend on houses and engagement rings, should I ever need either.
janeb
WW Tyrion do?
I've been driving for 25 years or so and never spent more than £1000 on a car, currently driving an R reg Audi A4 that I bought 18 months ago for £800 and have put 30,000 miles on since then.
I do what my dad does, buy what would have been v good and expensive cars when they're old and run them until they stop - a good garage will always tell you when it's not worth spending any more money on them.
I've had some great cars - BMW's, SAAB's, Mercs etc. Sometime you end up with a clunker but just scrap or sell on, you've not lost very much and there's always something else out there.
I do what my dad does, buy what would have been v good and expensive cars when they're old and run them until they stop - a good garage will always tell you when it's not worth spending any more money on them.
I've had some great cars - BMW's, SAAB's, Mercs etc. Sometime you end up with a clunker but just scrap or sell on, you've not lost very much and there's always something else out there.
Japenese imports tend to be a bit cheaper because a few years ago there were 1000s getting stolen in japan and imported here every year. so a lot of people were buying them and then getting them impounded by the police with no way of getting any cash back. not sure about any figures but it was quite well publicised. with a car costing 5k plus people dont really want to take that risk. dont think theres anyway of checking if its pinched. but might be worth checking if they are loads cheaper.
gavman
pj slumpy
good thinking batman
i've owned an mr2 roadster for about five years now and it's bleeding fantastic. basically it's a more developed, better built, more reliable lotus elise. but a fraction of the price. and it's a toyota. and it's mid engined
i've always liked cars that 'teach' you to drive, and the mr-s is pretty much untouchable in that department; every drive is a physics lesson, and the techniques you will be mastering are the same as required to drive any mid or rear engined car
they're just about the most underrated car currently out there, and the fact that they were predominately bought by women means you really don't need to look at imports- there's just so many good ones to choose from
if you're a bit savvy then for around £8k you can pick one up that's had the other toyota celica engine transplanted into it, making 190bhp instead of the 134bhp the standard 1.8 makes. add the six speed gearbox and the car is transformed in to a very serious bit of kit, a right little scooby basher
they're amazingly economical as they're so light, and with the right pads they brake better than any other car that i've driven (caterhams included)
in fact i think they should be government issue, due to their economy, reliability, fun and driveability.
you're right not to be tempted by mx-5's. fun though they are they don't have the breadth of ability of the mr-s, nor are they as demanding, or rewarding, a driver's car
leave bodykits alone as they ruin the look of the car. all it really needs from standard is a set of coilovers and some carbotech brake pads, plus mine is running 17" rota slipstream wheels. don't go any bigger or you'll ruin the handling!
gavman
pj slumpy
this forum is useful:
http://www.mr2roc.org/phpBB3/
if you want to find a well tuned car try rogue motorsport, they're the leading mr-2 specialists and also run a one-make race series
best of luck!
http://www.mr2roc.org/phpBB3/
if you want to find a well tuned car try rogue motorsport, they're the leading mr-2 specialists and also run a one-make race series
best of luck!
Hey Gavman, almost forgot about this thread. But yeah, having looked at a few insurance quotes a bit back I've gone off the idea of the MR2 Roadster. I had already checked the MR2 Roadster Owners Club forum previously, and for a while was keenly watching this thread in the for sale section - nice car for £5,500. But being a new driver and living in central Manchester, the cheapest quotes I was getting with a reasonable excess (ie <£300) were about £2,800.
And so I'm going for another Toyota - an Aygo! More expensive to buy than the MR2 I had my eye on, but the insurance is about half the price. Both cars plus insurance for the first year would have worked out very similar given that the MR2 I was looking at is cheaper than the Aygo, but I'd obviously never see any of the insurance money back.
And so I get an 08 Aygo Platinum - alloys, metallic paint, half leather interior etc - with only 5000 miles on the clock delivered tomorrow. Not nearly as nice looking as the Roadster, but in a few years time I'll be able to sell the Aygo and get a Roadster with the money, while my insurance will be no more than I'm paying now for the Aygo given that I'll have two years experience behind me.
But yeah, my Aygo is kinda cute...
And so I'm going for another Toyota - an Aygo! More expensive to buy than the MR2 I had my eye on, but the insurance is about half the price. Both cars plus insurance for the first year would have worked out very similar given that the MR2 I was looking at is cheaper than the Aygo, but I'd obviously never see any of the insurance money back.
And so I get an 08 Aygo Platinum - alloys, metallic paint, half leather interior etc - with only 5000 miles on the clock delivered tomorrow. Not nearly as nice looking as the Roadster, but in a few years time I'll be able to sell the Aygo and get a Roadster with the money, while my insurance will be no more than I'm paying now for the Aygo given that I'll have two years experience behind me.
But yeah, my Aygo is kinda cute...
rubbershoes
not the only raver in the village
that's a much better choice for a new driver
gavman
pj slumpy
agreed.
the mr-s roadster is a challenging car, however if you're coming from motorbikes you'll probably well on the way to developing some of the basic skills needed to keep you on the road, ie reading the road conditions, braking and changing gear in a straight line, feeling for grip at the front before getting the power on and using the traction at the rear to slingshot you out of the bends
the aygo looks very nice btw
best of luck!
the mr-s roadster is a challenging car, however if you're coming from motorbikes you'll probably well on the way to developing some of the basic skills needed to keep you on the road, ie reading the road conditions, braking and changing gear in a straight line, feeling for grip at the front before getting the power on and using the traction at the rear to slingshot you out of the bends
the aygo looks very nice btw
best of luck!
