i have read your post, and it does ring a bell. a similar thing happened to me in 2003, i got very very ill and spent 6 months off work trying to recover. prior to that i had been doing 12 hour days at an insurance company. when i recovered i went back to uni, and studied development economics - i really wanted to be in the development area for a career. i got myself into debt while i was at uni, and since then have taken 2 years, back in the rat-race (but not as bad as before) paying that off.
im now finally in a position where i'm solvent and have a bit of savings, and im now in a similar position to you - in that i want out of the race, i do want to do something with my study, but i also want to have time and space for myself, to build a home life, maybe kids one day etc.
im so sorry that the trigger for your change of heart and mind had to be a bereavement, but im always happy for people that have such a changed perspective - however hard earned. seriously.
i'd respectfully say to you though, that if you can - you should try and honour your commitments to pay off what you borrowed. not because of the law, or the bank, or ability to borrow in future. but for yourself, and your own self-esteem - you seem like a thoughtful person, maybe reneging on your debts will weigh on your mind later, and make you unhappy.
im now finally in a position where i'm solvent and have a bit of savings, and im now in a similar position to you - in that i want out of the race, i do want to do something with my study, but i also want to have time and space for myself, to build a home life, maybe kids one day etc.
im so sorry that the trigger for your change of heart and mind had to be a bereavement, but im always happy for people that have such a changed perspective - however hard earned. seriously.
i'd respectfully say to you though, that if you can - you should try and honour your commitments to pay off what you borrowed. not because of the law, or the bank, or ability to borrow in future. but for yourself, and your own self-esteem - you seem like a thoughtful person, maybe reneging on your debts will weigh on your mind later, and make you unhappy.


)...suggestions have ranged from caseworking/sexual health outreach type stuff (but I don't think I could cope with the NHS permanently), going back to college for an MA (BUT WHICH ONE!!!?!?!?)...