Crown and Anchor pub, Brixton Road, Brixton goes card-only

Discussion in 'Brixton' started by boohoo, Jan 29, 2008.

  1. CH1

    CH1 "Red Guard"(NLYL)

    A propos of nothing it looks like the proprietor of the Crown and Anchor is Croatian. Croatia held a referendum about acceding to the EU on 22 January 2012, and they were admitted on 1st July 2013.

    The Croatians (and the EU) don't muck about when it comes to business.

    (alex_ This is Godwin's Law 2018 style)
     
  2. CH1

    CH1 "Red Guard"(NLYL)

    I agree it helps you monitor where the money has gone, after the event.
    But surely you are not suggesting that - for example - a gambling addict would be better off going to a Fixed Odds Betting Terminal armed with a credit or debit card rather than cash?
     
    editor likes this.
  3. SpamMisery

    SpamMisery Pretty comfortable here right under your skin

  4. editor

    editor Taffus Maximus

    There's plenty of research that shows that credit cards encourage extra spending. But of course, that suits the landlord just dandy.

    Credit Cards Encourage Extra Spending as the Cash Habit Fades Away
    Do People Really Spend More With Credit Cards?
    One Of The Biggest Reasons You Overspend Is Already In Your Wallet
     
    CH1 likes this.
  5. 19sixtysix

    19sixtysix Life as viewed from a Gay Gorbals Garret

    Tis true especially last month when I used my credit cards to get over a blip in my finances. I'm sure I spent more. I'm back to normal this month using cash to limit my spending and being careful. Credit cards are useful but only if you pay them off. If I don't have it with me I do spend less especially in the pub.
     
    editor likes this.
  6. editor

    editor Taffus Maximus

    I ran into big problems with overspending on a credit card when I was on the dole and know first hand how dangerous they can be.
     
  7. teuchter

    teuchter je suis teuchter

    Card payment doesn't have to mean credit card.
     
    Guineveretoo likes this.
  8. Nanker Phelge

    Nanker Phelge Leave the gun. Take the cannoli.

    Condemn is probably too strong a word, but I certainly dislike any business that chooses to remove any choices I have around how I pay for their service.

    Traditionally cash only businesses (market stalls for example) who have yet to get on board with the cashless systems haven't removed any choice, they instead are a bit behind in implementing cashless payments.
     
  9. T & P

    T & P |-o-| (-o-) |-o-|

    However there are plenty of brick and mortar businesses that still implement a cash-only policy. Absolutely no excuse for that either, and as objectionable (if not much more objectionable, given the reasons why a good number of them would be operating a cash-only policy in the first place) as a pub running a card-only policy.
     
    alcopop likes this.
  10. editor

    editor Taffus Maximus

    So in your eyes, a successful and expensive pub chain that suddenly withdraws the ability to pay cash - and disenfranchises some of its poorer customers at a stroke - is every bit as bad - no worse - than a small business running a cash-only policy?
     
  11. Nanker Phelge

    Nanker Phelge Leave the gun. Take the cannoli.

    I think the suggestion is that cash only businesses are tax dodgers...
     
    Gramsci likes this.
  12. teuchter

    teuchter je suis teuchter

    I'd say that pubs with a £5 or £10 minimum card spend are similarly reprehensible as those which won't take cash.
     
  13. Nanker Phelge

    Nanker Phelge Leave the gun. Take the cannoli.

    Yeah, they suck.
     
    editor likes this.
  14. editor

    editor Taffus Maximus

    Earlier on it was being suggested that bar staff were almost always on the take, and now it's small businesses fiddling the books? Jeez. This place is turning into the Mail Online. If you want to get worked up at tax dodging, look to the corporates swindling billions rather than having a go at businesses struggling to survive.

    But, yes, why can't EVERY small trader sign up to the banks and be beholden to the whims of their charging policies?

    What Credit Card Charges Do Small Businesses Pay?
     
  15. T & P

    T & P |-o-| (-o-) |-o-|

    From the stand-alone point of ‘the owner is denying a choice of payments to consumers for selfish/ greed reasons, and it amounts to a big fuck you to his customers’ (a stand-alone point that has made numerous times in this thread separate from any other considerations also being discussed), then absolutely. Refusing to accept cards is every bit as much of a ‘fuck you’ to the consumer as refusing to accept cash.
     
  16. editor

    editor Taffus Maximus

    You do understand that small traders have to pay charges on top for card use, yes? And that many of them are struggling on the breadline so even relatively small costs could put them under. Yet you still you compare their situation with that of a successful, upmarket pub chain, with a turnover in the millions, and still won't criticise them for excluding their poorer customers?
     
  17. T & P

    T & P |-o-| (-o-) |-o-|

    The charges for card payment processing are fairly small, and processing cash also cost businesses money. A lot of cash-only businesses do very well and have traded successfully for years or decades, and unless any of us have inside information I don’t think any of us are in a position to judge which businesses are restricting payment methods accepted as an absolutely necessary cost-cutting measure to survive and which are doing it as a profit-maximising greedy scheme.

    Either all businesses offering less than a full range of payment methods are described as having little regard for their customers, or none are.
     
    alcopop likes this.
  18. editor

    editor Taffus Maximus

    So you really are comparing a market trader with a multi million business. Nice one.
     
  19. Gramsci

    Gramsci Well-Known Member

    Its already been discussed here that move to cashless society is driven by the state, banks and business.

    I have already stated that that is the bigger picture.

    What government, as Ive said before , should do is protect consumers by legislating that bars/ restaurant/ pubs must allow cash payment.
     
    editor likes this.
  20. Gramsci

    Gramsci Well-Known Member

    This is argument for move to cashless society?

    How does using a card modify spending habits?
     
  21. Gramsci

    Gramsci Well-Known Member

    In your post 822 you inferred it was about protecting staff. Going cashless stopped robberies.

     
    editor likes this.
  22. Gramsci

    Gramsci Well-Known Member

    In your post 623 on move to cashless society you said:

    I know having a go at Ed is a sport here but you are all over the place with your views.
     
    editor likes this.
  23. editor

    editor Taffus Maximus

    Studies have shown that people spend more with cards, and that suits the bosses fine - because people then having to deal with their overspending is not their problem.
     
    Gramsci likes this.
  24. T & P

    T & P |-o-| (-o-) |-o-|

    I didn’t say a market trader. I said one of the many brick and mortar retailers that accept cash only.
     
  25. teuchter

    teuchter je suis teuchter

    I think it would be more useful for them to legislate to make sure banks make some form of account/card payment system accessible to all. That would have a greater long term benefit and would be less difficult to monitor compliance.
     
  26. Gramsci

    Gramsci Well-Known Member

    What do mean by "monitor compliance"?
     
  27. teuchter

    teuchter je suis teuchter

    Make sure that businesses or banks were complying with the legislation.
     
  28. Gramsci

    Gramsci Well-Known Member

    I don't agree.

    Consumers should have right to use cash for most transactions. Cash is anonymous. Imo people should be able to use bars etc without their spending habits being recorded in their bank statements.
     
    Nanker Phelge likes this.
  29. editor

    editor Taffus Maximus

    Yes you did: "Either all businesses offering less than a full range of payment methods are described as having little regard for their customers, or none are."
     
  30. teuchter

    teuchter je suis teuchter

    Yes, but unregistered cards that you top up can fulfill this function. Like is possible with Oyster cards. In some cities they have an equivalent to Oyster, that you can use in shops and bars etc. You just get the card from a machine and put some credit on it. In the long term this seems the more likely solution. People exchanging bits of paper and metal will become redundant I reckon.
     
    alcopop likes this.

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